Non-profit debt consolidation
Most people know that there are many credit counseling services that offer their services free of charge, but many people don’t realize that there are also not for profit debt consolidation services available as well!
Most debt consolidation services are set up to help you escape debt by rolling all of your outstanding debt into one easy monthly payment at a low interest rate. Not for profit debt consolidation services offer the same features, but are run to help you get your finances under control without taking excess (or any) profit from you! These can be government or charity funded organizations.
Most of the quality non-profit debt consolidation services also offer free debt management (also called credit counseling) to help you develop a plan to escape your debt and have financial freedom again. It is always a good idea to take your time to compare the different debt consolidation services in your area to make sure you get the very best deal!